Prescription Gotchas: Prior Authorization, Step Therapy, and Formulary Changes
You’ve been taking the same medication for years. Your doctor refills it. You head to the pharmacy only to hear: “It’s been denied.” What gives?...
A Subtle Enrollment Trap: When a “Life Event” Doesn’t Count for a Special Enrollment Period
Timing is everything in the world of health insurance. Many people assume that certain big changes in life, like moving, changing jobs, getting...
Two Mistakes People Make When Choosing a Medicare Supplement—and How to Avoid Them
Choosing a Medicare Supplement (Medigap) plan is one of the most important decisions you’ll make as you enter retirement. These plans help cover...
Health Insurance and Your Income Taxes
Health insurance is first and foremost a financial safety net. Yet, it can also play a meaningful role in lowering your tax bill. But the rules on...
Why Dental Isn’t Covered by Health Insurance Plans (And Why That Matters)
When most people sign up for health insurance, they’re surprised, and often frustrated, to learn that dental coverage isn’t included. Despite the...
Healthcare Sharing Ministries vs. Health Insurance: What’s the Difference?
In the search for affordable healthcare, some Americans are turning away from traditional health insurance and exploring alternative models like...
Why the Lowest Premium Might Cost You More in the Long Run
When shopping for insurance, whether it’s health, auto, or homeowners, it’s tempting to zero in on the lowest monthly premium. After all, who...
You’re Retiring at 68—Did You Miss Your Medigap Enrollment Window?
If you’re planning to retire at 68 and just now exploring your Medicare options, you may be asking: Did I miss my Medigap enrollment window? The...
What to Know About Medicare’s New WISeR Model: Aiming for Smarter Spending, Not Less Care
Earlier this year, the Centers for Medicare & Medicaid Services (CMS) announced the launch of a pilot program designed to reduce wasteful and...
Your Spouse Isn’t Eligible for Medicare Yet—Now What?
It’s a surprisingly common dilemma: one spouse turns 65 and becomes eligible for Medicare, while the other is still too young to enroll. This age...
Which Medicare Option Works Best for Snowbirds?
For retirees who split their time between states, commonly known as “snowbirds,” having the right Medicare coverage is about more than just...
The Overlooked Connection Between Dental Visits and Overall Health
When it comes to staying healthy, most people think about their annual physicals, lab work, or even watching their diet and getting enough sleep....
Does Your Health Insurance Cover Nutrition Counseling?
Good nutrition is foundational to overall health. Yet, for years, visits with registered dietitians were treated as out-of-pocket luxuries. That’s...
What to Do If You Get a Surprise Medical Bill
Susan scheduled what she thought would be a routine outpatient procedure, an endoscopy recommended by her doctor. She confirmed the hospital was...
Does Your Health Insurance Cover Mental Health Services?
Mental health is no longer a fringe topic in health care; it’s front and center. With rising awareness and demand for services, more people are...
Featured Blogs
- Prescription Gotchas: Prior Authorization, Step Therapy, and Formulary Changes
- A Subtle Enrollment Trap: When a “Life Event” Doesn’t Count for a Special Enrollment Period
- Two Mistakes People Make When Choosing a Medicare Supplement—and How to Avoid Them
- Health Insurance and Your Income Taxes
- Why Dental Isn’t Covered by Health Insurance Plans (And Why That Matters)
- Healthcare Sharing Ministries vs. Health Insurance: What’s the Difference?
- Why the Lowest Premium Might Cost You More in the Long Run
- You’re Retiring at 68—Did You Miss Your Medigap Enrollment Window?
- What to Know About Medicare’s New WISeR Model: Aiming for Smarter Spending, Not Less Care
- Your Spouse Isn’t Eligible for Medicare Yet—Now What?
- Which Medicare Option Works Best for Snowbirds?
- The Overlooked Connection Between Dental Visits and Overall Health
- What to Do If You Get a Surprise Medical Bill
- Does Your Health Insurance Cover Mental Health Services?